Sylvia Garcia actually said...

"No wonder people say we do things that don't make sense."

"I had just said the very same thing to my colleague from Missouri, because as I have watched things, especially after the financial crisis, it looks like the big banks got better, but the smaller bank..."

"we are very worried about the use of fintech to really put out products before they have been well-tested across markets"

"there is nothing I hate more than payday lenders, quite frankly, because I think payday lenders just make poor people poorer."