First of all, the gentleman from Alabama was arguing the merits of the legislation. These are findings that pertain to the results that would occur from the language in the bill. The bill is eliminating the existing funds or leftover funds for FHA refinance. The amendment clearly lays out the impacted persons connected to the elimination. Therefore, this is germane because it relates to the language of the amendment and the intent of the amendment. Twelve million people left behind, thousands of homeowners in different States, and the fact that there is no other solution to these homeowners except FHA refinance, it is a germane amendment. The findings are simply laying out the impact. We do that in all of our bills to put findings on what the impact of legislation would be. I ask the Chairman to consider the gentlelady's amendment being germane. The findings are germane, and it is doing simply that of listing the elements of the impact of this legislation. I ask for a waiver of the point of order. The CHAIR. The Chair is prepared to rule on the point of order. The gentleman from Alabama makes a point of order that the amendment offered by the gentlewoman from New York is not germane. The bill addresses repeal of a Federal Housing Administration program that provides for refinancing of a specified set of mortgages. One of the fundamental principles of germaneness is that the amendment must relate to the subject matter of the underlying bill.…
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