Kay Hutchison actually said...

"We do not feel it out in the marketplace that it is getting into the home mortgage area enough."

"It is my belief that had we stuck to that, maybe the stabilization of the housing market and the banks would have been enough."

"I do not think we considered it a revolving fund, but wanted to get out of debt as soon as we could."

"Many operators who are put out of business because of a safety violation just turn around and file under a new name."