First, I would just like to make some closing remarks on the previous argument. The gentleman is right. We need to make college more affordable, and I passed a bill in Tennessee when I was a senator, a referendum on the ballot that has raised over $5 billion to send kids to college in Tennessee, $5 billion free scholarship money. So, yes, I don't talk the talk, I walk the walk. Mr. Chairman, my amendment makes it unequivocally clear that credit reports should not be used as the sole reason for the denial of employment. This amendment is for the countless constituents who have contacted my office with disturbing stories of being denied a job opportunity because of their credit report. This amendment is for the many people in this country who are currently in a vicious cycle: To pay down their debt, they need a job, but they can't get hired because of their debt. According to the Society for Human Resource Management, 43 percent of employers are conducting pre-employment credit checks, claiming that a potential employee's credit score is somehow an accurate predictor of future job performance. Nobody says that. Like nobody says that you have to have a crime in an impeachment article to impeach a President. Abuse of power is sufficient. Yet, there has not been any proof that a credit report or a credit score can predict how an employee will perform, none whatsoever. A credit report doesn't tell the whole story. Maybe a person had a long stretch of unemployment.…
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