Stephen Lee Fincher

I will guarantee you one of the greatest threats is that leverage ratio, and I wonder how we are building a team without a COO who can state in one word what she believes is the greatest risk to financial stability that we face.

If you find a little bit of testiness coming from this side of the committee, understand it is because we think you are walking past the Constitution, whistling past the graveyard.

I want to thank the gentleman from Texas for yielding. I stand today heartbroken that something that we've meant for good here--myself and my colleague, Mr. Carney--a JOBS Act would be tied up in some heated rhetoric. I want to urge my…

I want to point out that since 2008, the Fed has diverted, really diverted $868 billion to Barclays, that is a British bank, without any hearing, without any oversight on our part.

Before the Dodd-Frank Act was passed, there were seven different Federal agencies that had partial responsibility over consumer protections.

This is a big end-around. This is recklessness.

That exception that you are creating swallows the rule entirely.

What bothers me is looking at the Fed filings, first of all, five U.S. banks control 95 percent of all the derivatives trading that is going on.

If you need an example of how this bill would increase systemic risk to the American economy, look no further than AIG.

I must say I have grave concerns about the legislation before us today.

The answer is not to reduce the standards to protect those banks that are weak.

If you were a customer of MF Global, would you accept the story that you are telling that you simply don't know where the funds are?

Making sure the investors are protected is critical. It is. But also making sure that the environment is friendly for the creation of these companies will also give the investors an opportunity to invest.

The private sector creates jobs, and we need to make sure that well-meant reforms that have unintended consequences...

We are at .24 percent on that capital reserve ratio. We are at a precipitous point.

Congress hates surprises. We hate surprises.

We have to work together here. We can't have us raising concerns and the agency blowing us off.

You have to admit with the AIG example back in 2008, we had many ERISA plans that had billions of dollars in credit default swaps, in more speculative swaps that, but for the taxpayers' rescue and pumping $700 billion to satisfy the calls…

I am a former trustee of a union ERISA plan for the ironworkers, and I understand--first of all, the mission of preserving those resources in retirement for the beneficiaries, in this case ironworkers, is more conservative--with a…

There is a level of personal responsibility that we all have in the country, and we must go back to that, that the government isn't the answer-all.

The consumer is who benefits or who is hurt by whatever happens here.

As a seven-generation farmer, the phrase 'Some days you're the windshield, some days you're the bug,' that kind of goes with the farming industry.

Amendment 27, originally proposed September 25, 1789; ratified May 7, 1992. ``No law varying the compensation for the services of the Senators and Representatives shall take effect until an election of Representatives shall have…