I think that is incredibly enlightening, probably the most enlightening thing that has been said in the last 5 weeks.

I mean, that is nationalization.

I think this is pretty educational.

The cure is stabilizing the financial system, and I know we have done a lot of different things over the last 5 or 6 weeks.

It seems that when we do things like this, in many cases, it is the lowest-income people that end up getting hurt the worst by our good efforts.

I have to tell you, I feel like I am semi-sophisticated--semi--and I get incredibly confused by all these things I get in the mail.

I heard a sigh from the American public and from our witness, and I hope we continue to have meetings in that way.

I sense there is an internal debate that is taking place, and I think actually it is a debate that a lot of people are having.

I hope you will do it like an investor would, because we are investors, and let us go ahead and take our medicine and get our country moving again.

I have not heard of this comprehensive plan to deal with this problem and that creates uncertainty.

But isn't the major debate before us today whether we go ahead and address the losses now, get our banking system on a firm footing, and allow people to invest in common shares that they know are going to grow, allow these banks to begin…

It's an amazing thing to me that we would start out with such a crass policy that separates this country.