I wish to say to my colleague I certainly have enjoyed his comments, and I am excited for him. I sit very close to him in the Senate, and I am with him a great deal. I do plan on keeping a cane out of the reach of my colleague for a few…

We would rather people have lesser amounts of indebtedness than more amounts of indebtedness.

We are certainly creating another generation of gridlock among students in America.

I think people could agree on that.

It seems to me that what we have done with our housing policy is we subsidize housing so much that we actually drive the price of it up.

There is no question that we subsidize the housing industry.

But that is something that, again, I think much of what we do here is to try to create the environment and let the private sector generate the risk--or take the risk.

I think there is probably going to be an attempt to try to not let that drop.

I just think as we had one witness talk about the fact that those with good credit through the GSEs allow those people with bad credit to get loans at the same amount, I think that was a pretty interesting comment.

I certainly appreciate the courtesy of the Senator from Utah. I will be very brief. I will actually be propitious in many ways. I am here at a time when the Senator from Virginia is the Presiding Officer. Last night there was a focus on a…

Is there something about the Afghan culture itself, the culture, that causes it to be a more corrupt culture than the culture we're used to here in America?

what we're doing there financially is highly distortive to the culture