I think that what our nation does not need to do is get the Federal Government to limit choices that people have as it relates to retirement options.

Hopefully they do, yes.

It's very important that people are setting aside monies.

I would think the fiduciary standard for any kind of sponsor would be far beyond what any employer would have of a personal plan.

I appreciate the efforts of so many on this Committee to create additional access to capital.

The key takeaway from that hearing was we need to ensure the capital markets within the reach of startups at various stages of their development.

These capital-intensive firms face unique challenges in raising the significant amounts of money necessary to complete clinical trials and complete development of cutting-edge drugs.

I am confident that with some strong leadership we can get a package of legislation signed by the President.

It is really an indication of the good work that is being done here on the Banking Committee, important legislation to open up markets for small businesses under the leadership of Senator Johnson and Senator Shelby.

I very much appreciate that, too--to craft proposals that really will, I think, help small businesses grow through access to capital.

If we could deal with some pro-growth tax reform and entitlement reform and deficit reduction, many of these issues would go away.

I hope we will move forward and focus really on results instead of politics.