I ask unanimous consent to set aside the pending amendment and call up my amendment No. 412. The PRESIDING OFFICER. Is there objection? Without objection, it is so ordered. The clerk will report. The bill clerk read as follows: The Senator…

I ask unanimous consent that the reading of the amendment be dispensed with. The PRESIDING OFFICER. Without objection, it is so ordered. The amendment is as follows: (Purpose: To establish a deficit-neutral reserve fund to prevent the…

It most certainly would simplify rates for the providers because if they are providing Medicare services now...

Let us get it down to where the dollars are actually going back down to the providers.

I think there seems to be a sense that $50 billion was arbitrary and that it is a matter of trying to find the right number.

I would rather err on the side of being careful and covering a few banks that may not pose as much risk rather than running the risk of another crisis that plunges our economy back into recession.

I think the regulatory decisions they make do not just occur in that vacuum and that they have a real effect on real people that need access to capital and credit.

I think there probably needs to be some additional outreach to these folks.

I appreciate the approach that you and the Ranking Member are taking in asking that we move forward in an appropriate fashion to address the issues.

Is there something we can do in terms of providing statutory authority so you can maybe cut through some of the red tape?

I cannot do home loans anymore. I just cannot do the compliance.

I do not think there is a single community in the United States today that can consider themselves to have an opportunity to grow unless they have access to capital, to be able to borrow money, to be able to magnify what they could…

I think in many cases, on the smaller banks, they feel as if their examiners are looking at them saying a lot of the things are coming downstream to them that are being applied to the larger banks.

If you look at what has happened since Dodd-Frank, there is a continued concern expressed in many rural communities about the additional cost of compliance.

I do not think there is anybody on this committee that does not want to see the appropriate funding levels offered and maintained.

It seems to me an important consideration of your modernization efforts would be its cyber capabilities.

If they would have had the parts to keep the aircraft in the air, it would have taken normally about 12 months.

The EPA claims that the rules give States flexibility to create their own plans.

During the time that we were on the campaign trail this last year, ... the anticipated cost to the average American family ... was approximately $1,400 more per year in their electric rates.

Thank you, Mr. Chairman.

I do agree with you that this is critical.

I think this is a major rule.

These rules will have a material adverse effect on any sector of the economy such as productivity, competition or jobs.

I think since the Dodd-Frank Act has come into being, the Federal Reserve has extensive powers that it did not use to have.

If we are going to ask States to increase gas taxes or if we are going to ask people to pay a higher gas tax or any other type of a tax, I think we ought to be able to show them that we are doing the best we can to be efficient in the…