Tim Scott actually said...

"Do you have any recommendations for ways to reduce the hurdles or the bureaucracy that is in your agency?"

"What we heard from that hearing was many of our citizens were very thankful for the responsiveness of both agencies."

"the goal of having a watchdog agency that provides the type of protection that we both hope for is not happening as we are watching it unfold today around this country."

"Getting rid of predatory practices in the credit card industry, in the mortgage industry, in the lending industry in general allows middle-class families and families of modest means to be successful ..."