Tim Scott actually said...

What we heard from that hearing was many of our citizens were very thankful for the responsiveness of both agencies.

Do you have any recommendations for ways to reduce the hurdles or the bureaucracy that is in your agency?

the only way that we have been able to recover truly has been through the assistance of both the SBA and FEMA.

the goal of protecting the consumer has been lost in Dodd-Frank, and the CFPB is not making it easier for consumers to have access to credit