Tim Scott actually said...

the goal of protecting the consumer has been lost in Dodd-Frank, and the CFPB is not making it easier for consumers to have access to credit

as a result of higher fees, you will have more people unbanked

Dodd-Frank makes it worse for people living in poverty and people living on the threshold of poverty.

Getting rid of predatory practices in the credit card industry, in the mortgage industry, in the lending industry in general allows middle-c...