Tim Scott actually said...

the way that we increase the costs to the most vulnerable in our society is to increase the costs in an area where the fees are lower, that ...

If first-time home buyers have fallen for the third consecutive year, logically the disproportionate impact is on people of color.

the goal of protecting the consumer has been lost in Dodd-Frank, and the CFPB is not making it easier for consumers to have access to credit

Thank you so much for putting a cap on the interest rate.