Tim Scott actually said...

"The availability of responsible small-dollar credit is essential to millions of Americans and plays a key role in helping consumers whether temporary cash-flow imbalances, unexpected expenses, or inco..."

"Mandates are something that I would adamantly oppose."

"Unfortunately, when the CFPB was first established, its leadership quickly established that enforcement, rather than clearly articulated rules for regulated entities, would be the primary mechanism fo..."

"I do believe that having diversity and/or competition, I should say, in the credit rating agencies themselves is one of the ways that we promote and encourage better and more accurate information."