Tim Scott actually said...

"If first-time home buyers have fallen for the third consecutive year, logically the disproportionate impact is on people of color."

"the way that we increase the costs to the most vulnerable in our society is to increase the costs in an area where the fees are lower, that the interest rates are lower."

"as a result of higher fees, you will have more people unbanked"

"Dodd-Frank makes it worse for people living in poverty and people living on the threshold of poverty."