Tim Scott actually said...

"There is no doubt that the number of members at credit unions are higher."

"It certainly appears to me that the consolidation within the banking space has led to more access and opportunities for smaller credit unions to continue to grow----"

"the only way that we have been able to recover truly has been through the assistance of both the SBA and FEMA."

"Do you have any recommendations for ways to reduce the hurdles or the bureaucracy that is in your agency?"