Tim Scott actually said...

"I would suggest that perhaps the higher you go in that chain in the sales organization, the more you find the problem."

"my fear is that this is not going to simply be a Wells Fargo question. It will be a question for the entire financial footprint in our Nation."

"This is a behavior that was created by the culture that was allowed."

"It is important for me to finish my line of questions. I am glad to hear that you are making progress."