Tim Scott actually said...

"I have something called the Credit Access and Inclusion Act that allows for more information to be added to the system voluntarily."

"the use of objective standards is so critically important, and I see this move across the country that somehow we are going to make the lives, specifically of minorities, better by eliminating objecti..."

"Accessing credit, accessing the American Dream through home ownership is more realistic based on your creditworthiness."

"If you are not including the rent payment, if you are not including beyond credit card payments, the utility payments, the phone bill, the mobile phone bills, there are other ways for us to make sure."