Mick Mulvaney actually said...

I think the answer is that the financial crisis was a system failure of major proportion.

Actually, nothing could be further from the truth, Congresswoman.

And that is what is so frustrating is it is so oftentimes what we do is I do not think we give enough consideration to what the intended or ...

I just happen to think that that is wrong. That is that enforcement by--or regulation by enforcement that I talk about.