Ben Bernanke actually said...

as we look at regulatory reform, we need to ask the question, are all the sectors of the economy that need oversight, are they being watched...

We got involved in them, frankly, because there is no clear resolution authority, in the United States for dealing with systemically critica...

we want to keep the option open to buy Treasury securities if we think that is the best way to improve the functioning or reduce interest ra...

So the purpose of the test is to try to ensure that even in a bad scenario, banks will have enough capital.