Ben Bernanke actually said...

The purpose of these tests is to try to assess how much additional capital and what kind of capital they need so they will be able to lend a...

I think we want to get as much certainty about the policy going forward so people understand the rules.

There is no commitment by any means to never shut down a big bank. Absolutely not.

We are going to be very tough on them to make sure... they take whatever drastic steps are necessary to restore themselves to profitability.