Ben Bernanke said...

Congress did not intend for the Federal regulators to discard the State risk-based capital system in favor of a banking ...

It is also important, of course, for community banks to be well-capitalized so that they can continue to lend during dif...

Large deficits in debt over a long period of time raise interest rates above levels where they normally would be and cro...

A default by the U.S. Government would be extremely disruptive.