Ben Bernanke said...

Congress did not intend for the Federal regulators to discard the State risk-based capital system in favor of a banking ...

monetary policy is not a panacea, so there is still plenty of room for Congress to address some of these problems

A default by the U.S. Government would be extremely disruptive.

The crisis was an enormous waste of resources, and unsafe practices by large financial institutions pose a risk not just...