I thank the gentleman for the question. Look at it this way: let's take a young man who is suddenly going to see his rates go through the roof. He's healthy. In the past, that gentleman in his 20s may have said, you know, I'm going to buy just a little bit of catastrophic insurance if I need it, if at all; or perhaps if it's one that is out-of-pocket, he may decide not to do it. {time} 1850 What does he face? If the IRS catches him, he pays a $95 fine. Now, if you're looking at paying thousands of dollars a year for health insurance versus $95, even though the gentlelady from West Virginia said that they had hoped that people would just out of affection for the President buy it anyway, when someone is having a hard time paying for groceries--and look at the cost of gasoline and its having gone up a couple thousand dollars for the average family, and they're saying electricity has gone up--you can buy a lot of groceries for $3,000 a year. That's months and months worth of groceries for someone. They may say, I may just pay that $95 fine. Quite frankly, what also comes up is, if they don't have a plan, they could end up in an ambulance or in an emergency room and sign up when they're there just like they do with Medicaid. Now, what motivation will there be for someone to have that? The important thing about this place is that it's based upon an assumption that a lot people when they're healthy will sign up so we'll have that money coming in.…
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