Is it just a coincidence?

So if the cash had not landed, the Americans would not have been released but we should not understand that to be a ransom payment.

We discover that management had far too few common-sense controls in place to prevent the kind of abuse that customers were subject to.

the reputational damage done to the bank clearly is material, and that has been manifested by this huge adverse movement in stock prices.

This is fraud. That is what this is.

I think the market cap lost 9 percent over the last couple of weeks. That is pretty material.

I supported claw backs for executives who commit fraud, misstate earnings, or otherwise engage in wrongful behavior in Dodd-Frank.

How does falsely signing a customer up for an account they do not want, how does it not meet that definition?

But I think most people understand the meaning of the word 'fraud.'

We discover Wells Fargo executives completely out of touch.

First, we discover that Wells Fargo had a sales culture that was blatantly antithetical to what is best for customers.

I was pleased to see that some non-accredited levee systems would be recognized as reducing flood hazard.