I worry about how much more it is going to cost homeowners to be able to finance their mortgages in light of that.

The economic policies of our President have failed.

So we curtail the flexibility of these companies to expand in their marketplace or others.

the cumulative effect of these is clearly progrowth and clearly encourages the growth of these companies.

I think that is roughly the number of people in Congress, and Congress sometimes has a hard time getting coordination among itself.

I would just suggest that Congress is dysfunctional for many reasons that might not relate directly to the numbers.

I just want to make a couple of other points.

these tend to be sophisticated people--

At least in the case of 1933, certainly, it seems to me that one of the central provisions, one of the most important provisions in this bill, if not the most important provision, is the fact that it would allow these emerging growth…

Thanks. I look at it as giving small companies the opportunity to grow into the ability to handle this cost.

the current low shareholder threshold, could it have the unintended effect of driving companies a little bit on the margin, more toward debt instead of equity?

Under Dodd-Frank, the Volcker rule becomes effective on July 21, 2012 regardless of whether a rule is finalized.