I really find that extraordinary in light of the actual history.

I think the emphasis on capital as a general matter is exactly the right direction that we ought to be heading in.

I am very confident that they possess the crucial qualities necessary to be outstanding Federal judges.

I want to take a brief moment to mention how pleased I am to be working closely with you colleague Senator Casey.

Like virtually 100 percent of the cases, it was because they had bad loans.

Judge Mannion is an excellent Federal magistrate judge with a solid record as an attorney.

I do believe very much that it is exactly that and that it is guaranteed to fail in that respect.

It seems to me that if we have a banking activity, the very nature of which is to take risk in extending credit, some of those banks, especially during tough economic times, are going to fail.

I fear that Dodd-Frank is a profoundly misguided effort to do many, many other things.

Mr. Brann is an accomplished and very well respected lawyer who possesses the requisite judicial acumen.

Thank you very much for providing me with this opportunity to introduce Matthew Brann and Judge Mal Mannion before the Committee.

I think they are given an impossible task, and the task is to micromanage the activities of these institutions.