Michael Fitzpatrick: “According to the Small Business Administration, regulations cost our economy $1.8 trillion annually.”

We punted in passing Dodd-Frank. Essentially, we punted to the bureaucracy.

Government is too big; government is too opaque; and government is increasingly unaccountable to Congress.

How is it the rating agencies get to pick and choose what debt they are going to rate and what debt they are not going to rate, especially when it affects small investors in the United States of America?

There are a lot of us who have concerns that the rulemaking of your Bureau is limiting the ability of small community banks to serve their customers.