Community banks are closing or consolidating in a desperate effort to stay viable in the face of a swarm of new rules and regulations.
KEITH J. ROTHFUS: “Community banks are closing or consolidating in a desperate effort to stay viable in the face of a swarm of new rules…”
Editor's note · Context
Highlighting the negative effects of regulations on community banks.
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Our financial sector has undergone significant changes in the past few years. We have witnessed a distressing trend of consolidation and closures, driven, in part, by overregulation.





