Political Quotes

On the recordJanuary 30, 2007
I wanted to comment on what the gentleman from Wisconsin was discussing with regard to community rating, which means there are approximately 160 million people in this country that are privately insured, get their insurance through their employer, pay for it themselves, but they participate in the private market. What the gentleman is recommending, which I think would be a good step, is to put those people, or at least a large portion of those people, in the same community-rated risk pool for the purposes of setting their insurance rates. You are still getting your insurance from the same people. You still have the same freedom of choice in the market and to choose your own health plan with this initial step, but the difference is, instead of you being viewed as an individual for the purposes of setting your rates, or small business, only your 10 employees being viewed together, you have 160 million people that are in the same pool. So if you or a member of your family, or one of your employees in the case of a small business, has the misfortune to get sick or injured, you don't get that phone call from the insurance company saying, we are going to raise your rates, because you have your rates set by the health status of the pool at large, 160 million people, not just you as an individual or your employees. I would commend the gentleman from Wisconsin for recommending that. I do think that would be a step in the right direction.
Said by
Jason Altmire
Pennsylvania

Editor's note · Context

Discussing the benefits of community rating in health insurance during a floor speech.

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