Recapturing my time, I understand the gentleman's division of thought as to the one who has bought insurance and paid premiums and taken care of his family by doing so and the one who for one reason or another has not done so. Let me give the same example and see if it does not comport with the gentleman's concerns. I who have bought insurance and paid $3,000 for this coverage, you say, will be treated less handsomely because the verdict will be lower presumably; is that correct? Because the jury could take into consideration all of this and come out with a lower verdict. Well, in a similar circumstance, if there is a case on all fours exactly with somebody who does not have insurance, the verdict could be higher and you think that might be unjust enrichment, do you not? However, here is what can and frequently does occur, at least in States like yours and mine that do not have this collateral source idea embedded in their laws.
Editor's note · Context
Discussing the implications of insurance on jury verdicts during a debate.
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