Only 14 percent of small firms offer such a benefit.

It is critical that small employers and their employees have access to quality financial security in their retirement years.

We can do better and have made strides in increasing that number.

The goal of this Committee is to assist small firms in providing retirement plans, because only about 14 percent of employers do so.

After listening to this discussion, you really have sort of made the case of a bill I just dropped, H.R. 5512, to require the administrators of the Small Business Administration to establish a grant program to address rising costs of tax compliance.

Licensing is a process by which the state requires a worker to meet basic standards at the local, state, and federal levels before they are able to perform a job.

Thank you, Mr. Chairman, for holding this hearing.

The harm done by an unskilled person working in one of those professions is much more serious than that of a hairdresser, travel guide, or florist.

Licensing requirements have exploded to new fields, some that merit regulation and others that raise the question of whether there is too much licensing.

your ability to grow is your ability to have workers who know exactly what they are doing.

Thank you, Mr. Chairman, for holding this hearing. Licensing is a process which the state requires workers to meet basic standards at the local level--local and state level before they are able to perform a job.