So when you ask yourself the question why has somebody not jumped into this gap, is it because in getting their manufacturing approved that that is so difficult?

So I am challenged to understand why competition does not kick in more quickly.

What is the barrier for entrepreneurs stepping into this gap? It just seems like it is a dysfunctional market.

When there is a single product in a marketplace and the costs are so high people cannot afford it, do you have the ability to help address that?

Can you even conceivably place yourself in the position of an ordinary working person, who has a child in day care, they are told they are going to be fired if they do not meet these solutions?

It is all manipulation. We are taught exactly how to sell multiple accounts. It sounds good, but in reality it does not benefit most customers.

Accepting full responsibility for establishing a culture that put people in an impossible situation would be to resign.

When you sign those reports personally--that is what Sarbanes-Oxley was--didn't you think that that was material when you are saying, 'This is our big win, our cross-selling strategy,' not to disclose that it also had a dark side?

It is enormously frustrating to see the people at the bottom be fired from their jobs, be threatened with firing, forced into an untenable situation, and see the managers take no responsibility.

I suspect that you will find lots of this activity elsewhere.

So you bragged on the one end about the intensive ability to get cross-selling and how that would be beneficial, but the problems that came from that strategy, the very problem that dozens and dozens of people have shared their stories…

That is not accepting responsibility. This was a systemic problem that you benefited from enormously.

So why after this extensive public review of the establishment of this high-pressure culture, why would the CEO... say, 'No such thing existed.'?

I want to close just by saying I would like to hear about the amount of slamming that went on on overdraft protection since that has come up, and a number of the employees talked about how they were pressured into adding that.

The branch managers were always asking, 'How many solutions'--that is the signing of new accounts--'did you sell today?' They wanted three to four a day.

I got your answer. Thank you.

It's crucial that we address the unique needs of tribal communities.

This bill, S. 3222, is a step in the right direction.

S. 3222, introduced by Senator Merkley, would call upon the Bureau of Indian Affairs to assess the current sanitation and safety conditions at Bureau-owned facilities.

It is completely unacceptable that our Government has failed to live up to the agreement.

thank you for allowing me to submit this statement of support for S. 3222, introduced by Senator Jeff Merkley.

I have risen on several occasions to bring attention to the challenges confronting our ``we the people'' system of government that President Abraham Lincoln so eloquently described all those years ago as one ``of the people, by the people…

I object. The PRESIDING OFFICER. Objection is heard. Mr. McCONNELL. Mr. President, I believe everybody has objected. If not, I object. The PRESIDING OFFICER. Objections heard in duplicate.

I do not control the time. I was prepared to speak, but when my colleague requested to go first, I asked if he might keep his comments to a reasonable period.

tonight in this Chamber, we are discussing an issue that is of concern to millions of Americans. It is an issue that goes to the heart of one of the most important concerns to a family, and that is the food that we eat as adults or parents…