Tom Cole actually said...

"It seems to me what are the sorts of things we can do--because we know it is risky--that would discourage that?"

"Madam Chair, I want to thank you, too, obviously again for the IG briefing that we had 2 weeks ago and for assembling this panel and focusing interest on this."

"I want to commend the gentlelady for her interest in oversight on the loan servicing program."

"I think it is important we continue to make progress."