Tom Coburn actually said...

"Were you ever concerned that heavy emphasis on sales with no oversight risk management was problematic?"

"the mistakes didn't have to be made had Congress done its job, and we failed miserably."

"Make the loans, package the loans, sell the loans, collect the money, with a small residual for WaMu in terms of risk."

"If you take this money, here is what you have to do to comply."