Tom Coburn actually said...

Many banks try to isolate the risk managers from sales pressures. But at WaMu, the first performance goal for the Home Loans Risk Manager......

Were you ever concerned that heavy emphasis on sales with no oversight risk management was problematic?

Make no mistake, the collapse of this institution is a very big deal.

Make the loans, package the loans, sell the loans, collect the money, with a small residual for WaMu in terms of risk.