Tom Coburn actually said...

Well, I would have no doubt that OTS has a system today, especially in light of the hearings that have been held.

In both of your assessments, as you looked at this and you look at OTS--and this is a huge example of regulatory failure.

OTS relied largely on WaMu management to track progress in correcting examiner-identified weaknesses

So there was no secondary follow-up by OTS to changes that were requested by OTS.