James Lankford actually said...

Is there a mechanism in place--was there a plan to have a mechanism in place for 2014 for employers to be able to verify their employees do ...

Just false information at all is hard enough to be able to track on it.

No, not necessarily. No, it's an individual that has access to the information; they're authenticated as a person that is an employee there.

There's a tremendous amount of credit information out there that's in error, obviously.