James Lankford actually said...

regulations are not supposed to just appear out of the dark. They follow law.

We are supposed to represent our States bringing that message from our States to our own government to say, 'Wait a minute, this does not wo...

There is a Supreme Court ruling that just came out dealing with the Mortgage Bankers Association and the issue of interpretive rules.

How does that affect the decision of the agency as far as when you are evaluating effectiveness and cost-benefit, all of those things?