03/01/2016
https://www.congress.gov...
"We cannot just ignore that and continue to be able to pile on debt and assume there is no consequence."
"That is a significant cost and a loss to the taxpayer."
"Forty percent of the banks in Oklahoma no longer make mortgage loans any more, 40 percent and rising because of the QM rules that have been put on them."
"if individuals were taking off to get a chance to participate, they should be able to participate"