Frank Lucas actually said...

opening statement

I look forward to working with both Chairmen here today, as well as Ranking Member Lucas and other committees of jurisdiction to make sure t...

My concern is that we don't, in the effort to be so protective and to avoid the tier-one, the tremendous institutions, that we strangle out ...

Are you concerned that such a requirement could unintentionally create a bank monopoly in the OTC commodity derivatives market?