Mike Lawler actually said...

"Okay. So that we are all clear, your blog posts do not have the weight of law, and nobody should follow them? Is that what you are saying?"

"A huge issue in this hearing has been the egregious lack of accountability of the CFPB and the lack of clarity and poor process that has been followed in your rulemaking and enforcement processes."

"Okay. So going forward, we all agree you will be using the Administrative Procedure Act for rulemaking?"

"We know law enforcement has found cartel members working directly with the Chinese money laundering organizations to outsource cartel operations and facilitate movement to the United States."