Overzealous enforcement of the law by the previous Administration encourages bad behavior instead of reining it in.

In my district, I talk to potential homeowners and the REALTORS and lenders who serve them, and one thing I hear over and over again is how otherwise credit-worthy, hard-working families can't get into a new home because they aren't liquid…

Thank you, Madam Chairwoman. And thank you, Mr. Secretary, for your service, past, present, and future, to our country.

Any veterans who raises their hand willing to lay down their life in defense of our freedoms and liberties should have food on their table, a roof over their head, and shoes on their feet.

It is essential in any of those negotiations that you preserve our State-based system of insurance regulation.

I represent the east end of Long Island, which I would argue is the greatest congressional district in America.

I am happy that the chairwoman held today's hearing, and I appreciate the time.

I introduced this legislation in a bipartisan manner with another member of this committee, Congressman Vicente Gonzalez.

Since the current regulations on maturities for credit union lending are stuck in the 1940s, this is making it difficult for hard-working families on Long Island, where I live, to get a loan for a new home or a new business at their credit…

It is so critical and it has been said over the course of the hearing today that any discrimination related to race, gender, or ethnicity is entirely unacceptable.

Any discrimination related to race, gender, or ethnicity is entirely unacceptable.