But I understand that you, as your bank, since you don't hire someone from the outside to collect your debt, you are not subject to the Fair Debt Collection Practices Act, you are not subject to them.

Do you realize how serious this scenario is with Wells Fargo?

I am extremely concerned that actions taken since President Trump assumed office have undermined these central pillars of the organization.

I often have said I would want individuals to rent the car and own the home as opposed to owning the car and renting the home.

I don't want to go back to 2008.

That debt can hang over their economic and personal lives for many years, meaning lower levels of home ownership and other sort of measures of economic success.

Words matter. And our allies listen to all of the words that are said.

what we should be advocating for is for the legitimate elections, not just putting someone in.

the focus should be on the help.

There's no question, Congressman, it is the consumer's data.

With my 1 minute, I will be very brief, framing what I see as the three fundamental issues for us to consider today and going forward.

I do believe that it is important that the Lima Group and some of our allies in the region take the lead on this.