We know from January 2007 to December 2011, 4 million American households lost their homes through completed foreclosures.

I personally have no doubt that there are impacts, significant impacts on prospective home buyers.

For CBC members, the power is seniority.

Indeed, community financial institutions are crucial to our Nation's economy, and they are the primary source of credit for millions of Americans in underserved and rural areas, and for many local businesses.

There is no doubt in my mind that our community and financial institutions need regulatory relief.

The Dodd-Frank Act, in my estimation, is a remarkable comprehensive and complex bill that was clearly needed to adjust the excesses of our financial markets.

I would like to voice my support for all the initiatives on today's markup but I would like to thank, in particular, Chairman Royce and Ranking Member Engel for working with me on House Resolution 402.

Really I felt compelled to come because let's really talk about what this is. This is the 44th time to try to deny people access to health care. That is what it is. If you listened to some of my colleagues, you would think that all…

If anything, FHA should be given praise and a thank you. Because this market, this housing market, but for FHA, would have really destroyed this country.

40 percent of all first-time home buyers, 50 percent of all African-American and Latino home buyers.

We forget sometimes that it wasn't this Administration, it was the prior Administration that drove us into the worst recession since the Great Depression.

Ever since legislation was enacted in 1872 to protect consumers from frauds involving the U.S. mail, the Congress, and the Executive Branch have been increasingly aware of the responsibility to make certain that our Nation's economy fairly…