Andrew Garbarino actually said...

"Given these roadblocks, there are a number of market-based solutions that can play an important role in helping first-time homebuyers."

"There is no sugar-coating the fact that our nation is facing a housing shortage, with housing affordability at historic lows for both homeowners and renters."

"If it wasn't for private mortgage insurance (PMI), I wouldn't be able to own my home now; I wouldn't have been able to buy it."

"These cuts are actually going to put people's life at risk because, like you said, the fire 2 years ago where 17 people died, because 2 of the--probably could have been put out faster if all these tru..."