Andrew Garbarino actually said...

Dodd-Frank has been an albatross across community banking in these United States.

I do agree with you, if you hand it to the existing regulators, it will have a tremendous gravity to end up with the same market structures ...

Wouldn't it be better for Congress to do something novel and actually create a regulatory sandbox?

It is paramount that the Federal Reserve remain vigilant on reducing inflation, anchoring inflation expectations, and restoring price stabil...