I would just urge you to look at the good job that many of those servicer organizations are doing.

I think it is a place where the State has done a great job and provides a model.

There is a thoughtfulness and depth of commitment and expertise that, frankly, we have not seen any other place.

What do you do in a worst-case scenario?

The private sector, writ large, is not where it should be.

One of the things that you talked about when I visited the NCCIC was the fact that part of what you were looking for in this year's appropriation was to be able to anticipate and get ahead of cyber threats.

We can only grow so fast because we don't have the personnel, the technology?

Doesn't it, though, seem sort of counterintuitive that, when we are talking about issues around cybersecurity and around communicating virtually on the Internet, the only way we think we can do that is to build a brick-and-mortar campus?

Is there a dollar amount that accounts for that, or a percentage of income of the U.S. maritime industry that can be attributed to food aid?

And finally, Senator Coons raised this issue, but there are vested interests who benefit from the way the current system operates.

Should legislation include best practices? Should it include a standard by which sectors should operate?

Are there other ways in which we are encouraging other industries and the private sector to adopt those standards?