That all requires preauthorization, so there could be delays with regard to that?

As the population in the United States ages it is vital that we take a closer look at the institutions and programs that we trust to take care of our older folks.

Yes. Well, the good news is you have got five years to research it. It may take that much time.

It is, again, confusing, especially as you just said, you can do the Medicare Advantage online but then if you are doing the Medicare supplement you have to call to talk to somebody.

Would it have been helpful to start having that dialog earlier?

I think there is a common thing in marketing that you have to get a message out seven times before people start remembering it.

I would like to thank Senator Ricketts for leading the Improving Measurements of Loneliness and Isolation Act and for co-sponsoring the Alleviating Barriers for Caregivers Act.

They can't do that because they may have a preexisting condition, and that may be the thing that prevents them?

You can't go back to the Medicare supplement plans.

Thank you for inviting AARP to participate in today's hearing.

I don't think it was the goal that we were going to have 50 percent of people on these plans.