Kevin Cramer actually said...

The idea that somehow they would have to subsidize somebody who makes three times as much money just because their credit score was better t...

The idea that somehow they would have to subsidize somebody who makes three times as much money just because their credit score was better t...

A demand side without a supply side, with inadequate balance of incentives, really does not do a heck of a lot of good.

I like the idea of vouchers. I like the idea of dealing with the demand side.